ET NOW : Rakesh Jhunjhunwala (23102009)

The journey of Rakesh Jhunjhunwala
23 Oct 2009, 0800 hrs IST, ET Now

We have seen a 80% rise in the stock markets over the last one year, the highest pace in fact in the last eight years and one man saw this
happening. We are talking about the pied piper of the Indian stock markets, none other than Rakesh Jhunjhunwala. A journey which started with just Rs. 5000 has now moved to this place, RaRe Enterprises (Ra-Rakesh Jhunjhunwala, Re- Rekha Jhunjhunwala). Rakesh Jhunjhunwala spoke exclusively to ET Now of his experience with the markets and about his journey to the top.

When you first ventured into the stock markets, it must have been a huge gamble 20 years ago. You qualified as a CA, what made you take that step?

My father was also interested in stocks. When I was a young child, he and his friends would drink in the evening and discuss about the stock market. I would listen to them and one day I asked him why do these prices fluctuate. He told me to check if there is a news item on Gwalior Rayon in the newspaper, and if there was Gwalio Rayon's price would fluctuate the next day.

I found it very interesting and I got fascinated by stocks, I self-taught myself. My father told me to do whatever I wanted in life but at least get professionally qualified.


Rakesh Jhunjhunwala and Shankar Sharma debate

Will China drag global and Indian markets down?
Bull vs Bear: Will this market rally end or continue further?


I was always a reasonably good student so I took up chartered accountancy. In January 1985, I completed my CA. I told my father I wanted to go to the stock market. My father reacted by telling me not to ask him or any of his friends for money. He, however, told me that I could live in the house in Mumbai and that if I did not do well in the market I could always earn my livelihood as chartered accountant. This sense of security really drove me in life.


Check out what Jhunjhunwala's family has to say


But your first real large investment was Sesa Goa, I am curious to understand Sesa Goa, a commodity company, what prompted you to invest in Sesa Goa?

Sesa Goa had a big fall because there was a depression in the iron ore industry and then prices for the next year had been considerably raised about 20-25%. The stock was available abysmally cheap around Rs. 25-26. There was a projection of a very good growth in profitability in the next year but nobody seemed to believe it.

When I saw the facts, I wanted to invest but I did not have capital. Between 1986 and 1989 I must have earned Rs 20-25 lakhs. After 1986, the market went into a big depression for two three years but I put that money in Tata Power and the Tata Power stocks became about 1100-1200.

Now I was worth Rs 50-55 lakhs. I bought 4 lakh shares of Sesa Goa in forward trading, worth Rs 1 crore. I sold about 2-2.5 lakh shares at Rs 60-65 and another 1 lakh at Rs 150-175. The prices then went up to Rs 2200 and I sold some shares. I did some other trading too. I had net worth of about Rs 2 - 2.5 crore.



Was there any point of time when you came close to thinking that this is not for you or was it always a goal from the beginning?

I would not say that I did not come to a point where I had doubts in my mind, but my family circumstances and the support of my parents and my wife and my brother always let me do what I wanted in life. As long as I was not risking anything which I had not made with my own hands and I was playing with my money, I thought it was fine.

Your mother insisted that stock market is for gamblers, your wife is saying that she is a good luck charm, there was perhaps some amount of family resistance when you started your entry into stocks.

I would not say there was some kind of resitance, there was only some kind of apprehension. They never stopped me from going, they only warned me. There can be no greater well wisher for me in life than my mother. My mother says every man’s luck is his woman.

People will laugh at me, but when they ask me to make a wish for the next life, I will say I want the same parents, same brother and sister, same wife, same friends.

Are you superstitious, to what extent do you feel that luck has something to do with it?

I would not say I am superstitious. When you acknowledge that you have been lucky or you have been successful because of circumstances which are not what you have done or created, then you get humility, you do you feel that I am what I am because of what I am. You feel you are what you are because a set of circumstances came together and those circumstances were not brought together only by you, they were also brought together by fate. For example if Rakesh Jhunjhunwala has earned some wealth in life, the fact that the index was 150 when he came here and today the index is 17500, is one of the biggest contributors of the creation of the wealth, yes.

Did you ever in your wildest dreams imagine that we would be at these levels?

When index was at 150 points I did not have so much idea of markets but surely in 2002-2003 I felt that markets will see levels and India will see prosperity which we can't imagine right now. I still hold that view.

What does Rakesh Jhunjhunwala do when he does want to take some time out, indulge himself, is there something you enjoy doing?

I enjoy reading, I enjoy watching food shows.

Are you a big foodie?

Yeah, look at my size. Basically my favourite food is street food. I love the Chinese food on the streets, also I love the dosa. I do not get the taste in the paav bhaji anywhere so I tell my wife and then we make it at home. I basically like relaxing, I do not do much physical activity.



Now we know three sides of Rakesh Jhunjhunwala, investor, trader and businessman, you have got a fourth side also and a very prominent fourth side which is the philanthropist, the philanthropist Rakesh Jhunjhunwala because I have been told that you got big plans to construct a children’s home.

I would not call myself a philanthropist and all, it is too early but surely see, we must realise one thing that the giver of this wealth is God, do not think we have earned it because we are smart. Ultimate giver is God and it casts a duty on us that this wealth be used for good social purposes. So it is the aim and ambition of my life that a good portion of the wealth that I earn would be used for good social purposes.

The only sure income that I have is dividend income and I spend one third of my dividend income in charity and I hope to do that in future and also with time I would like to endow at least Rs. 500 crores to a foundation and really work on charitable activity.

Everyone knows that you are both a successful long term investor as well as a trader, how do you manage to balance both?

Short term trading is for short term gain. Long term trading is for long term capital formation. Trading is what gives you the capital to invest. My trading also helps my investing in the sense I use a lot of technical analysis for trading at times.

If the stock is overpriced, I should sell but my trading skills tell me that the stock can remain overvalued or get more overvalued. Hence, I hold on to my investments.

So, I think they complement each other in many ways but they are two distinct compartments totally.

You make investment decisions quickly and with a lot of conviction. We got examples how you made a decision to buy Praj or Matrix, that is unique. When you are investing long term money, you need to assess it, you need some time assessing.

See, one thing first of all, all assessments can only be made up to a point. You are investing in the future, the future is uncertain. So you cannot make any prediction of profits to any preision and you look at the opportunity; you look at the people managing, you look at the competitive ability.

If the margin of what you think the value is and if you think the future can be so great then why spend time assessing it. If I thought that Matrix profits are going to be hundred crores and Matrix market cap is 150 crores then what should I invest, what should I research and what should I think. So when the opportunity is so great...



It is interesting that some of your best ideas have come not because of insider information, not because of insider edge, they have come because of simple common sense and news which is there in public domain.

Yes, they have, because many a times the insiders themselves do not know what is happening. My idea is to credit the factors which drive the portfolio which are the opportunities, the competitive ability, the people, the valuation, the return on capital.

So if those circumstances are present then why will profits not arise.

Welcome back, Samvat 2065, Indian markets have given astonishing return of 80%. Where from here, this Diwali to next Diwali, do you see Indian markets?

I see very very very very bullish for the very very very long term. Bullish for the short term and maybe you could see a correction in the mid-term.

What extent of a correction could we see?

I wish I knew.

Have you made any large investments in the last three months?

I have not made large investments in the last three months because I have been fully invested right through the fall and right through the rise but I did make some investments in the last one or two years.

You have often indicated that it is important to buy but it is equally important to buy at a right price, are prices right?

Well, prices are right. There can be no generalisation, you know, look at the equity, you can still find investment opportunities at these price levels. In 2003 bull market, I made some of the best investments in which I made the largest money.

I made the investment in Praj Industries in January 2004 with the index of 5500 and it nearly doubled and I sold some part of it about 250 times appreciation even now.

Any area that you have been looking to exit or you think it is the right time to exit over the last few months or now?

As far as the exits are concerned, I keep buying-selling something, nothing substantial. The variability in my portfolio will not be more than 5% or 3%. Personally, I have decided that at some point of time, regardless of companies, looking at the macro, I am going to exit all my investments because the history of bull markets tells us that excesses go to such levels and to recapture them takes decades.

What are the biggest driving factors for the markets going ahead?

Well, driving factor for the market is that there is a transition from West to the East. We have good regulation, good trading platforms, there is mountain of savings; we are just going to go up every year driven by growth in GDP demographics, growth in financial markets.

The foreigners have no choice but they will invest where growth is 10%, I think that is what is driving markets.



Is that a case where next 12 to 24 months' earnings do not expand and PE multiples will expand?

I do not think so. I think earnings will expand faster than what people are anticipating and already none of the results have disappointed.

You have no exposure to real estate, very little exposure to technology and very little exposure again to commodities.


Well, I will not buy real estate even today. Look at the way you can get value for a stock by issuing an old stock and there is the continued circle to get constant earnings. It is speculation of the highest order.

What happens in real estate price discovery is most imperfect and I do not like the general real estate.

Although bullish in the residential real estate in India, I do not think there are models which are sustaining.

As far as technology is concerned, I think it is a mature industry. I am bearish on US dollar, I have large investment in the unlisted space. I have some exposure to commodities and I have a large investment in oil companies.

Maybe it was by design of accident, I missed the cement boom and I never invested again. I missed the cement boom in 2003-2004-2005. As far as other industries are concerned I was bullish on Tata Steel because of the Corus factor, but I did not buy.

So what would Rakesh Jhunjhunwala buy today?

Well, what I buy today and what I sell today is a matter of personal...

Which sector would you look at?

I would look at all India sensitive sectors, retailing, banking, infrastructure, pharma.

How do you see yourself, Rakesh Jhunjhunwala, the family man, the investor or the businessman?


See, the only truth of life is death and that when I am going to die I would say boss, just leave me for three hours, I would buy one stock, I will do some trading, I will spend some time with my children, my wife, I will have two drinks and then you can burn me. So it has to be combination of everything

source;economic times

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HELP TO BRIGHT

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Treatment For Sugar (Diabetic)

Treatment For Sugar (Diabetic)












Please note that another name for Lady Finger (Bhindi ) is " OKRA ".
Last month in one of TV program I learnt of a treatment of Sugar
(Diabetes).
Take two pieces of Lady Finger (Bhindi) and remove/cut both ends of each
piece. Also put a small cut in the middle and put these two pieces in
glass of water. Cover the glass and keep it at room temperature during
night. Early morning, before breakfast simply remove two pieces of lady
finger (bhindi) from the glass and drink that water.
Keep doing it on daily basis.
Within two weeks, you will see remarkable results in reduction of your
SUGAR.
My friend has got rid of her diabetes. She was on Insulin for a few
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she has stopped Insulin but continues to take the lady fingers every
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will not do you any harm even if it does not do much good to you, but U
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~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
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FOR ALL MAINTAINING A HEALTHY HEART

For all maintaining a healthy heart:



A chat with Dr.Devi Shetty, Narayana Hrudayalaya
(Heart Specialist) Bangalore was arranged by WIPRO for its employees . The transcript of the chat is given below. Useful for everyone.


Qn: What are the thumb rules for a layman to take care of his heart?
Ans:
1. Diet - Less of carbohydrate, more of protein, less oil
2. Exercise - Half an hour's walk, at least five days a week; avoid lifts and avoid sitting for a longtime
3. Quit smoking
4. Control weight
5. Control blood pressure and sugar

Qn: Is eating non-veg food (fish) good for the heart?
Ans: No

Qn: It's still a grave shock to hear that some apparently healthy person gets a cardiac arrest. How do we understand it in perspective?
Ans: This is called silent attack; that is why we recommend everyone past the age of 30 to undergo routine health checkups.

Qn: Are heart diseases hereditary?
Ans: Yes

Qn: What are the ways in which the heart is stressed? What practices do you suggest to de-stress?
Ans: Change your attitude towards life. Do not look for perfection in everything in life.

Qn: Is walking better than jogging or is more intensive exercise required to keep a healthy heart?
Ans: Walking is better than jogging since jogging leads to early fatigue and injury to joints

Qn: You have done so much for the poor and needy. What has inspired you to do so?
Ans: Mother Theresa , who was my patient

Qn: Can people with low blood pressure suffer heart diseases?
Ans: Extremely rare

Qn: Does cholesterol accumulates right from an early age
(I'm currently only 22) or do you have to worry about it only after you are above 30 years of age?
Ans:! Cholesterol accumulates from childhood.

Qn: How do irregular eating habits affect the heart ?
Ans: You tend to eat junk food when the habits are irregular and your body's enzyme release for digestion gets confused.

Qn: How can I control cholesterol content without using medicines?
Ans: Control diet, walk and eat walnut.

Qn: Can yoga prevent heart ailments?
Ans: Yoga helps.

Qn: Which is the best and worst food for the heart?
Ans: Fruits and vegetables are ! the best and the worst is oil.

Qn: Which oil is better - groundnut, sunflower, olive?
Ans: All oils are bad .

Qn: What is the routine checkup one should go through? Is there any specific test?
Ans: Routine blood test to ensure sugar, cholesterol is ok. Check BP, Treadmill test after an echo.

Qn: What are the first aid steps to be taken on a heart attack?
Ans: Help the person into a sleeping position , place an aspirin tablet under the tongue with a sorbitrate tablet if available, and rush him to a coronary care unit since the maximum casualty takes place within the first hour.

Qn: How do ! you differentiate between pain caused by a heart attack and that caused due to gastric trouble?
Ans: Extremely difficult without ECG.

Qn: What is the main cause of a steep increase in heart problems amongst youngsters? I see people of about 30-40 yrs of age having heart attacks and serious heart problems.
Ans: Increased awareness has increased incidents. Also, sedentary lifestyles, smoking, junk food, lack of exercise in a country where people are genetically three times more vulnerable for heart attacks than Europeans and Americans.

Qn: Is it possible for a person to have BP outside the normal range of 120/80 and yet be perfectly healthy?
Ans: Yes.

Qn: Marriages within close relatives can lead to heart problems for the child. Is it true?
Ans : Yes, co-sanguinity leads to congenital abnormalities and you may not have a software engineer as a child

Qn: Many of us have an irregular daily routine and many a times we have to stay late nights in office. Does this affect our heart ? What precautions would you recommend?
Ans : When you are young, nature protects you against all these
irregularities. However, as you grow older, respect the biological clock.

Qn: Will taking anti-hypertensive drugs cause some other complications (short / long term)?
Ans : Yes, most drugs have some side effects. However, moder! n
anti-hypertensive drugs are extremely safe.

Qn: Will consuming more coffee/tea lead to heart attacks?
Ans : No.

Qn: Are asthma patients more prone to heart disease?
Ans : No.

Qn: How would you define junk food?
Ans : Fried food like Kentucky , McDonalds , samosas, and even masala dosas.

Qn: You mentioned that Indians are three times more vulnerable. What is the reason for this, as Europeans and Americans also eat a lot of junk food?
Ans: Every race is! vulnerable to some disease and unfortunately, Indians are vulnerable for the most expensive disease.

Qn: Does consuming bananas help reduce hypertension?
Ans : No.

Qn: Can a person help himself during a heart attack (Because we see a lot of forwarded emails on this)?
Ans : Yes. Lie down comfortably and put an aspirin tablet of any description under the tongue and ask someone to take you to the nearest coronary care unit without any delay and do not wait for the ambulance since most of the time, the ambulance does not turn up.

Qn: Do, in any way, low white blood cells and low hemoglobin count lead to heart problems?
Ans : No. But it is ideal to have norma! l hemoglobin level to increase your exercise capacity.

Qn: Sometimes, due to the hectic schedule we are not able to exercise. So, does walking while doing daily chores at home or climbing the stairs in the house, work as a substitute for exercise?
Ans : Certainly. Avoid sitting continuously for more than half an hour and even the act of getting out of the chair and going to another chair and sitting helps a lot.

Qn: Is there a relation between heart problems and blood sugar?
Ans: Yes. A strong relationship since diabetics are more vulnerable to heart attacks than non-diabetics.

Qn: What are the things one needs to take care of after a heart operati! on?
Ans : Diet, exercise, drugs on time , Control cholesterol, BP, weight.

Qn: Are people working on night shifts more vulnerable to heart disease when compared to day shift workers?
Ans : No.

Qn: What are the modern anti-hypertensive drugs?
Ans : There are hundreds of drugs and your doctor will chose the right combination for your problem, but my suggestion is to avoid the drugs and go for natural ways of controlling blood pressure by walk, diet to reduce weight and changing attitudes towards lifestyles.

Qn: Does dispirin or similar headache pills increase the risk of heart attacks?
Ans : No! .

Qn: Why is the rate of heart attacks more in men than in women?
Ans : Nature protects women till the age of 45.

Qn: How can one keep the heart in a good condition?
Ans : Eat a healthy diet, avoid junk food, exercise everyday, do not smoke and, go for health checkup s if you are past the age of 30 ( once in six months recommended) ....

Polling for the first phase of Lok Sabha elections is going on 124 constituencies spread over 24 States and Union Territories. PLEASE Dun't Spare your valuable vote, please Vote - Do it for yourself- for your own needs

Polling for the first phase of Lok Sabha elections is going on 124 constituencies spread over 24 States and Union Territories. PLEASE Dun't Spare your valuable vote, please Vote - Do it for yourself- for your own needs

TRY TO CLICK ®ISTER GET TRESURE

TRY TO CLICK & register and get

SCRIPS WEIGHTAGE &BETA VALUES

LIST OF COMPANIES HAVING MARKET CAP LOWER THAN THE CASH ON BOOKS & LIC PORTFOLIO TOP 40 STOCKS

YOU CAN SAVE INDIAN ECONOMY….

U CAN MAKE A HUGE DIFFERENCE

TO THE

INDIAN

ECONOMY

BY FOLLOWING

FEW SIMPLE STEPS.

Please spare a couple of minutes here

........for the sake of India

... our country..

I got this article from one of my friend,

but it's true,

I can see this from day to day life,

Small example,
Before 5 months

1 CAN $ = IND Rs 32

(CANADIAN DOLLAR)
After 5 months

Now it is 1 CAN $ = IND Rs 37

Do you think Canadian Economy is booming?

No, but Indian Economy is Going Down.

Our Economy is in u'r hands

INDIAN economy is in a crisis.

Our country like many other ASIAN

countries is undergoing a severe economic crunch.

Many INDIAN industries are closing down.

The INDIAN economy is in a crisis

and if we do not take proper steps to control those,

we will be in a critical situation.

More than 30000 crore rupees of foreign exchange

are being siphoned

out of our country

on products such as

cosmetics,

snacks,

tea,

beverages...etc

which are grown,

produced and consumed here .

A cold drink that costs

only 70 / 80 paisa

to produce is sold

for NINE rupees,

and a major chunk

of profits

from these are sent abroad.

This is a serious drain on INDIAN economy.

"COCA COLA "

and

" SPRITE"

belong

to the same multinational company,

"COCA COLA"?

Coke advertisements says

' JO CHAHO HOJAYE,

COCACOLA ENJOY'

(Whatever the hell, let it happen, you drink coke)

What can you do?

You can consider some of the better

alternatives to aerated drinks.
You can drink

LEMON JUICE,

FRESH FRUIT JUICES,

CHILLED LASSI

(SWEET OR SOUR),

BUTTER MILK,

COCONUT WATER,

JALJEERA,

ENERJEE,

MASALA MILK..........

Everyone deserves a healthy drink, including you!
Over and above all this,

economic sanctions have been imposed on us.

We have nothing against Multinational companies,

but to protect our own interests

we request everybody to use

INDIAN products only for next two years.

With the rise in petrol prices,

if we do not do this,

the rupee will devalue further and

we will end up paying much more for

the same products in the near future.

What you can do about it?

1. Buy only products manufactured by

WHOLLY INDIAN COMPANIES.


2. ENROLL as many people as possible for this cause.



Each individual should become a leader for this awareness.

This is the only way to save our country
from severe economic crisis.

You don't need to give-up your lifestyle.

You just need to choose an alternate product.

All categories of products are available from

WHOLLY INDIAN COMPANIES.

LIST OF PRODUCTS

BATHING SOAP:

USE -

CINTHOL

&

OTHER GODREJ BRANDS,

SANTOOR,

WIPRO SHIKAKAI,

MYSORE SANDAL,

MARGO,

NEEM,

EVITA,

MEDIMIX,

GANGA ,

NIRMA BATH & CHANDRIKA

INSTEAD OF -

LUX,

LIFEBOY,

REXONA,

LIRIL,

DOVE,

PEARS,

HAMAM,

LESANCY,

CAMAY,

PALMOLIVE

TOOTH PASTE:

USE -

NEEM,

BABOOL,

PROMISE,

VICO VAJRADANTI,

PRUDENT,

DABUR PRODUCTS,

MISWAK

INSTEAD OF -

COLGATE,

CLOSE UP,

PEPSODENT,

CIBACA,

FORHANS,

MENTADENT.

TOOTH BRUSH: USE -

PRUDENT, AJANTA , PROMISE

INSTEAD OF -

COLGATE, CLOSE UP,

PEPSODENT, FORHANS, ORAL-B

SHAVING CREAM: USE - GODREJ, EMANI

INSTEAD OF - PALMOLIVE, OLD SPICE, GILLETE

BLADE: USE -

SUPERMAX, TOPAZ,

LAZER, ASHOKA

INSTEAD OF -

SEVEN-O -CLOCK, 365, GILLETTE

TALCUM POWDER: USE

- SANTOOR, GOKUL,

CINTHOL,

WIPRO BABY POWDER,

BOROPLUS

INSTEAD OF -

PONDS, OLD SPICE,

JOHNSON BABY POWDER,

SHOWER TO SHOWER

MILK POWDER: USE -

INDIANA, AMUL, AMULYA

INSTEAD OF -

ANIKSPRAY, MILKANA,

EVERYDAY MILK, MILKMAID.

SHAMPOO: USE -

LAKME, NIRMA, VELVET



INSTEAD OF -

HALO, ALL CLEAR,

NYLE, SUNSILK,

HEAD AND SHOULDERS,

PANTENE

MOBILE CONNECTIONS USE -

RELIANCE , BSNL, AIRTEL



INSTEAD OF - VODAFONE

Every INDIAN product you buy makes a big difference.

It saves INDIA .

Let us take a firm decision today.

BUY INDIAN TO BE INDIAN

we are not against of foreign products.

WE ARE NOT ANTI-MULTINATIONAL.

WE ARE TRYING TO SAVE OUR NATION.

EVERY DAY IS A STRUGGLE FOR A REAL FREEDOM.

WE ACHIEVED OUR INDEPENDENCE

AFTER LOSING MANY LIVES.

THEY DIED PAINFULLY TO ENSURE

THAT WE LIVE PEACEFULLY.

THE CURRENT TREND IS VERY THREATENING.

MULTINATIONALS CALL IT GLOBALISATION

OF INDIAN ECONOMY.

FOR INDIANS LIKE YOU AND

ME IT IS RECOLONISATION OF INDIA ...

THE COLONIST'S LEFT INDIA THEN.

BUT THIS TIME THEY WILL MAKE SURE

THEY DON'T MAKE ANY MISTAKES.

WHO WOULD LIKE TO LET A

" GOOSE THAT LAYS GOLDEN EGGS"

SLIP AWAY.

PLEASE REMEMBER:

POLITICAL FREEDOM IS USELESS

WITHOUT ECONOMIC INDEPENDENCE .

RUSSIA , S.KOREA , MEXICO .........

THE LIST IS VERY LONG!!




LET US LEARN FROM THEIR EXPERIENCE
AND FROM OUR HISTORY.

LET US DO THE DUTY OF EVERY TRUE INDIAN.

FINALLY:

IT'S OBVIOUS THAT U CAN'T

GIVE UP ALL OF THE ITEMS

MENTIONED ABOVE,

SO GIVE UP ATLEAST

ONE ITEM

TO

FOR THE SAKE OF

OUR COUNTRY.










We would be sending useless forwards to our friends daily.
Instead please forward this mail to all your friends to create awareness.

"LITTLE DROPS MAKE A GREAT OCEAN ."



Jai Hind...............